Open enrollment under way, new Affordable Care Act options available for Iowans

The ACA may not be so “affordable”

The ACA may not be so “affordable”

U.S. Rep. Kathy Castor, D-Tampa, is reminding residents that open enrollment for health insurance under the Affordable Care Act in the HealthCare.gov Marketplace begins today (Nov. 1) and goes through December 15.

The State Corporation Commission's Bureau of Insurance is urging Virginians to thoroughly explore their health insurance options if they are considering getting a short-term, limited duration, or STLD, plan.

Enrollees can choose one of eight Highmark Blue Cross Blue Shield of DE plans that are available for purchase in 2019 or they will be automatically re-enrolled in a plan that is similar to the one they now have.

Also, the federal government has announced planned maintenance shutdowns of HealthCare.gov on most Sunday mornings during open enrollment.

November 1, 2018: First day to enroll, re-enroll, or change a 2018 insurance plan.

"Will they be allowed to get it because of a pre-existing condition is there a hidden limit to what it covers?"

Enable makes Breeders' Cup history
With 222 points, Roaring Lion now holds a clear lead in both the Cartier Horse of the Year and Cartier 3-year-old colt categories. Discreet Lover is his first graded stakes victor and won the Grade 1 Jockey Club Gold Cup in his last start at odds of 45-1.

New Yorkers who don't get health insurance through their work or through Medicare can now enroll in a variety of plans in the state's insurance marketplace, called New York State of Health.

"That is why I am introducing the ENROLL Act to safeguard the vital service health care Navigators provide to our neighbors before, during and after open enrollment". While the ACA provides states the opportunity to seek a waiver under Section 1332, sometimes called the State Relief and Empowerment Waiver, they have been hard to obtain.

Packham and Ray, who have been ACA navigators since the federal marketplace opened five years ago, said the first day of open enrollment was off to a slow start for them, but they had appointments on the books for the coming weeks.

But Castor said signing up for health insurance will be more hard this year because President Donald Trump and Republicans in Congress have made "massive cuts" to outreach and enrollment programs.

To qualify for ACA coverage, your income has to be at least at 100 percent of federal poverty level - $12,140 for an individual. "Consumers now have the freedom to shop outside of the ACA for health insurance they can afford without fear of a tax fine". The same three companies that offered plans this year are offering plans for 2019: Anthem, Harvard Pilgrim and Ambetter. To get those lower prices, most of these plans do not cover prescription drugs, maternity care, mental health or substance abuse treatments. From changes to the tax penalty to greater access to different types of major medical insurance, 2019 is shaping up to be the year of choice for health insurance consumers. But the ACA is still the law of the land and financial assistance is still available for low and middle-income consumers.

Also, there's also no financial help for those plans that are outside of the Obamacare marketplace. It takes effect January 1, 2019. Today AgileHealthInsurance is the largest distributor of short term health insurance, providing a fast, online process for purchasing these plans.

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